HOW TO PREPARE YOURSELF AND YOUR HOME AGAINST NATURAL DISASTERS
1) A recent survey revealed homeowner misunderstandings relating to common loss situations, none of which are covered by standard homeowners insurance policies, such as: 68 percent think vehicles such as cars, boats and motorcycles stolen from or damaged on their property are covered.
51 percent think damages from a break in the water line on their property supplying water to their home are covered.
37 percent think damages due to a break in the sewer line on their property that connects to their municipal sewer system are covered.
35 percent think damages from earthquakes are covered.
34 percent think damages from mold and termites are covered.
2) Insuring Against Natural Disasters
By: Gwen Moran, HouseLogic.com . Your homeowners insurance covers many of life's disasters, just not some natural disasters like earthquakes and floods, so consider supplemental policies. Read more: http://www.houselogic.com/articles/insuring-against-natural-disasters/#ixzz104lzxPli
3) Flood and Fire Victims: Wish They Had Time To Do An Home Inventory! 95% of the respondents in a survey admitted that they would not be able to recover properly without a inventory or some other record! The idea here is to properly record, through video and text, your home's contents and make it available at any time to update or have for insurance protection. Here is a web site where you can create your own Home Inventory. This application makes creating and updating your home inventory easy and efficient. You can get the free software package HERE |
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